DEBT
CONSOLIDATION WITH SWITCHBANKS -
FREE SERVICE
GET
BACK IN CONTROL OF YOUR DEBTS WITH
SWITCHBANKS DEBT CONSOLIDATION
WE
TAKE SIMPLE STEPS FOR FREE... TO
GUIDE YOU OUT OF DEBT WITH SUPPORT
Switchbanks
wants to help if you are in debt
?
Do you want to be debt free asap?
Are you undergoing debt problems
? You are not alone!
In
our country on an average, people
have five credit cards and an average
debt of $6370. High interest rates
of 16-25% is one of the reasons
due to which debt has grown at a
pace of 15% every year.
The
facts: So if you borrowed $2000,
4 years back, today you owe more
than $4200.
In
the new Australian way, life is
on a fast track for heavier borrowing.
Along with it the desire for materialistic
needs have also increased considerbly.
People today are having major debt
problems. This brings to the forefront
the pressure of financial burdens.
Survey states that almost 80% of
the Australian citizens are heavily
under debts.
Debt
consolidation is one of the most
popular ways to get rid of debts.
Debt consolidation has many more
benefits when compared to bankruptcy.
What
is Debt Consolidation?
Debt consolidation is a process
which saves you from the problems
of handling large debts of multiple
creditors. It is the support, which
brings overbearing monthly credits
within affordable limits.
Switchbanks
will recommend
the best alternative debt consolidation
firm for you.
FILL
OUT THIS FREE FORM - SWITCH WILL
ADVISE THE BEST COMPANY IN YOUR
LOCAL AREA THAT WILL HANDLE YOUR
CASE
AGAIN
YOU PAY NOTHING TO US... SWITCHBANKS
IS HELPING OUT AUSTRALIANS GET RID
OF DEBT
ST
GEORGE BANK MAJOR DEBT ALIGNMENT
WITH SWITCH
SWITCHBANKS
DEBT CONSOLIDATION FORM
NOTE
- WE WILL NOT ACCEPT ANY EMAILS
OTHER THAN FROM AN ISP ACCOUNT -
IE... BIGPOND - OPTUS ETC.
IF
YOU ARE USING GMAIL - HOTMAIL
OR LIVE ACCOUNTS
SWITCHBANKS WILL NOT RESPOND TO
YOU - MUST BE AN AUSTRALIAN ACTIVE
EMAIL ACCOUNT.
Tax
or debt Problems:
Anyone
in distress about their credit card
debt can call Lifeline on 131 114.
Please
visit the www.ato.gov.au
website for more information.
Business
tax enquiries [13 28 66]
This
phone number is for the information
about business income tax, fringe
benefits tax (FBT), goods and services
tax (GST), pay as you go (PAYG)
and activity statements including
lodgment and payment, accounts and
business registration (including
Australian business number and tax
file number), dividend and royalty
withholding tax.
Personal
tax enquiries [13 28 61]
This
is for interest in retirement, family
tax benefit, baby bonus, tax file
number, pay as you go (PAYG) including
activity statements, higher education
contribution scheme (HECS), student
financial supplement scheme and
post-graduate education loan scheme,
account balance or replacement cheque,
preparation of an online tax return,
general income tax, lodgment and
notices of assessment.
For
International callers they can contact
the Tax Office by phoning + 61 2
6216 1111 between the hours of 8.00am
to 5.00pm (Australian Eastern Standard
Time or daylight-saving time) or
alternatively you can fax them on
+ 61 2 6216 2830
Credit
Card Problems:
Being
without the use of your credit cards
can be extremely inconvenient these
days.
There
are ways and suggestions on everything
regarding the credit card and switchbanks
suggests you follow these tips:
1.
Never even get a credit card if
you can help it, if so choose the
bank with credit card protection
and online banking to follow all
of your transactions.
2.
If you do sign up for a credit card,
remember its not your money and
this can give you a sense of false
wealth.
3.
Always guard your credit card and
card details at all times.
4.
Never let your card out of your
sight when making a transaction.
5. Carefully discard your receipts
from credit card transactions. Try
and shred all your receipts and
documents that contain information
relating to your financial affairs
and statements or keep them in a
safe place.
6.Check
your receipts against your statements
carefully. If you find an unfamiliar
transaction contact your bank or
building society immediately.
7.
When using a ATM, be wary of anyone
who might be trying to watch you
enter your PIN and do not allow
yourself to be distracted by anyone
or anything. Also check for the
slot that you place your card in,
if it looks duplicated then disregard
the transaction and contact your
bank immediately.
8.
Report lost or stolen cards or suspected
fraudulent use of your card account
to your bank or building society
immediately. The 24-hour emergency
number is on your last statement,
or call directory enquiries for
the number.
9.
Other important tips: Sign any new
cards as soon as they arrive.
Cut expired cards through the magnetic
stripe and/or chip when replacement
cards arrive.
Pay attention to card expiry dates.
10.
If your replacement card hasn’t
arrived call your bank or building
society to check the status of the
new card.
11.
Don’t leave your cards unattended
in a bag, briefcase or jacket pocket
in a public place and keep your
bag or briefcase on your lap.
12.
If you are a victim of card fraud,
Inform your bank or building society
immediately.
Switchbanks
wants you to save money in all areas
of the saving sector.
