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SWITCH BANKS DISCLAIMER AND PRIVACY SECTION

 

The information on this page details the privacy policy of Switchbanks Pty Ltd Australia © ™ and the attributes to other sections on the site as Switch Everything ™ FIRELINE GROUP PTY LTD ACN 110581809 Copyright © TRADING as Switchbanks™ B/N 198 192 49 2006 © All rights reserved Copyright for every page affiliated with Switchbanks.com.au, Switchcars.com.au, Switching.com.au,Switchaccounts.com.au,© Switchbanks Pty Limited within Xcel Division QLD - FIRELINE GROUP PTY LTD.


Whilst all care has been taken in compiling information in the website, it is intended as a summary only, except when linking to your company of choice, and is not to be relied on as a substitute for professional advice or data analysis from current market updates. For more information email us at Switchbanks.

Our Solicitors are FMW if you feel you need to send any other additional information regarding the switchbanks website.

Privacy Policy

The policy also governs our management of personal information about you which is collected by us or disclosed to us as a result of us acting for you or from you accessing our web site to switch or gather information.

How do we use single-pixel gifs, png, flash, asx files, java and other programs that have multi functions and may need downloading to run?
Switchbanks and its advertisers may use single-pixel gif images and multi flash, asx files, java files, sometimes referred to as web bugs or web beacons, to count Web page accesses and gather some general statistical information. Switchbanks does not gather personal information through the use of these images. Our advertisers may use single-pixel gifs flash, asx files, java that can track personal information from cookies that may have been previously placed on a user's computer by an advertiser. Switchbanks uses flashes and png, jpg and others that does not collect information about your personal details

What personal information do you collect?

Wherever Switchbanks collects personal information we make an effort to include a link to this Privacy Policy. We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. The personal information we collect may include your name, title, company or organization name, e-mail address, phone number, work or home address, information about your job function, information about your company, and credit card information. If we sell to any of your companies through the Fireline Group we may use your logo's at our discretion or if we add a banner to our site we will then be able to link a reference to your site.

We may request your e-mail address or mailing address for the purposes of conducting a contest or to provide additional services (for example, subscriptions to announcement lists or information about conferences and trade shows). Participation in contests or other promotions on the Switchbanks site is completely voluntary and you have a choice whether or not to disclose personal information. Information requested may include contact information (such as name and shipping address), and demographic information (such as post code). Contact information will be used to notify the winners and award prizes.

If you are purchasing something on the Switchbanks Xcel, we, and any third party provider, need to know your name, e-mail address, mailing address, credit card number and expiration date, however they are all third parties as switchbanks does not hold credit card facilities except Paypal. This allows us in the future, or third party providers, to process and fulfill your order and to notify you of your order status. Credit card and e-mail information will not be shared or sold to third parties for any purpose except as provided in this Privacy Policy without your express permission.

Switchbanks also offers access to some services that require registration. We may use your registration contact information to send notification to you of products and services by e-mail and/or postal mail. We may share that information with our clients and they may also send you promotional materials. We may also use your IP address internally and share it with third parties only if you consent to those terms. If you show a link on our SEO program we are then enbaled to link or grab certain facilities to either promote your site or otherwise stated present written permission to hold links with or too actual companies sold to.

When you sign up for a Switchbanks e-mail newsletter, you are given the opportunity to sign up for targeted third-party mailings. Whether or not you want to receive these announcements is your choice. If you choose to receive an announcement from a specific distribution list, you will receive commercial messages from independent third parties that have contracted with Switchbanks to send messages to the list. You may stop the arrival of these announcement lists at any time by removing your e-mail address from the list by forwarding the announcement list to switchnow@switchbanks.com.au or by following the instructions on the e-mails you receive. Also switchbanks uses java code, for full source code, installation instructions for the codes of flashes macromedia Java is a free site for coding and downloading the options for computer use to enable better coding terms to see the full scripts.

When you sign up for a Switchbanks discussion forum, your name or alias is recorded solely for purposes of maintaining your own account within the forums. This information is not used to monitor your activity within a forum, nor is it used to identify you outside the Switchbanks.

When you use co-branded services, or those provided by a third party, within the Switchbanks, your information may be passed to the co-brand or third party provider and their use of your information is subject to their applicable privacy policies.

We may from time to time send e-mail announcing new products and services. If you choose to supply your postal address in an online form, you may receive postal mailings from Switchbanks or third party companies that we are affiliated with.

Personal information and your right to privacy

Protecting your privacy and the confidentiality of your "personal information" is very important to us at Switchbanks. Personal information means information or an opinion (including information or an opinion forming part of a database) we hold about you from which we can determine your identity. For example, we will collect your name, address and other pertinent details when we take instructions from you in relation to a particular matter. Collecting and using this personal information ensures we can deliver our services to you as efficiently as possible. At Switchbanks, we know that giving your personal information to us imposes a serious responsibility upon us. We are committed to protecting your personal information. Where your personal information may be disclosed, and to the extent that we can, we believe in giving you a choice as to whom we may disclose your personal information, who may use your personal information and how that personal information may be used. We believe that our Privacy Policy complies with the requirements of the Privacy Act 1988 (Cth).

How we collect your personal information


Generally, Switchbanks will collect personal information directly from you, and only to the extent necessary to provide services to you. For example, we may collect personal information from you when you fill in a new client application form, deal with us over the telephone, provide us with instructions in relation to a matter or have contact with us in person. We might also obtain personal information about you from third parties with whom we are dealing on your behalf.

We will collect personal information by lawful and fair means and not in an unreasonably intrusive way. The type of personal information we collect from you generally comprises name, address, gender, contact details, who you are switching from, (including phone, fax and e-mail) and information collected which is relevant to the service you require from us.

How we use and disclose your personal information


Generally, we collect your personal information in order to provide you with advice or a service you have requested from us. The personal information we collect from you ultimately allows us to provide you with more accurate advice and a better service.

We may also use or disclose your personal information for purposes related or ancillary to the main purpose for which we collect it and where such use or disclosure would be reasonably expected by you.

Some examples are:

Helping us to build a relationship with you by, for example, providing you with more information from an email point of view
Helping us to identify and inform you about other services which we could provide to you which may be of benefit to you.
Also, depending on the nature of the work we undertake for you we may instruct local or overseas companies. Our Privacy Policy requires that these companies be subject to obligations of confidentiality and are prohibited from using or disclosing your personal information for any purpose other than the reason it was provided to them. There are other situations where we are compelled by law to disclose your personal information. For instance, under certain circumstances we may be compelled to provide your personal information to law enforcement or other government agencies, or the Australian Taxation Office.

Our obligations of confidentiality and your consent


We have an obligation to keep confidential all personal information we hold about you. Generally, this obligation applies except where disclosure of your personal information is : compelled by law
For example, disclosure to various government departments and agencies such as the Australian Taxation Office, and disclosure to courts under subpoena with your consent.
Your consent may be implied or express and it may also be verbal or written.
You imply consent where we may reasonably conclude that you have given consent by the actions you take or do not take. For example, where you ask us to provide service, you consent to us storing, using, maintaining and disclosing your personal information to the extent necessary for us to provide that particular service to you in a complete, prompt and efficient manner.

If you do not consent to certain uses of your personal information we may not be able to provide that particular service to you. We reserve the right to make changes to our Privacy Policy and this Privacy Statement from time to time or as required by law.

Future contact and your privacy


From time to time we may use the personal information we collect from you to identify particular services or developments which we believe may be of interest and benefit to you. We may then contact you to let you know about these services or developments and how they may benefit you.
If you do not wish to receive this type of information from us, please tell us or email us at the contact us page section.

Switchbanks and all related sites recieves jpg,bmp,swf, and consented forms through emails at which we use to show the world. If a picture has been uploaded and is against the copyright holders permission we will remove this immediately - Please let us know. Switchbanks and all related companies receive total information daily from users on these sites.

Quality, accuracy and correction of your personal information


If we have accurate personal information about you, it enables us to provide you with the best possible service. Switchbanks takes reasonable steps to ensure that the personal information we collect, use and disclose is accurate, complete and up-to-date. If you find that the personal information we hold about you is inaccurate, incomplete or out-of-date, please contact us immediately and we will take reasonable steps to ensure that it is corrected. Where Switchbanks does not agree with your view about the accuracy of the information and if you ask us to do so, we will take reasonable steps to note your claim where that information is stored and accessed.

Security of your personal information


Switchbanks takes reasonable steps to protect your personal information from loss, misuse, unauthorised disclosure or destruction. We have in place generally accepted standards of technology and operational security in order to keep your personal information safe.

Our web site and your privacy


The internet has dramatically changed the way we do business. It allows Switchbanks to provide services to you from the convenience of your own home or office. We understand that you may be concerned about the confidentiality and security of the personal information we collect from you online. Accordingly, we have systems in place to ensure our online dealings with you are as secure and confidential as your dealings with us in person or on the telephone or via email, links and any other sector associated with the site.

The information is collected to assist us in improving the quality of our website.

This includes
· your computer operating system;
· your Internet browser;
· your Internet service provider;
· your server address;
· the date and time of your visit;
· the pages that you visited.
We may also utilise "cookies" which enable us to monitor traffic patterns and to serve you more efficiently if you revisit the site.

Every message sent to via online chat can be recorded for any purpose.

Cookies

A "cookie" is a file of information that allows the Switchbanks servers (the computers that house our web site) to identify and interact more effectively with your computer. When you access our web site, we send you a "persistent cookie" that gives you a unique identification number. Cookies do not identify individual users, although they do identify a user's Internet browser type, number of visits to the Switchbanks website, and your Internet Service Provider.

To check and change the Java settings in Internet Explorer 5 to 7: - Update here to Beta 8 with Windows Live

select the 'Tools' option from the menu bar at the top of the screen select 'Internet Options'

select 'Advanced' in the section titled 'Java Script' ensure Java settings are enabled click 'OK' to accept changes


To check and change the Cookie settings in Internet Explorer 5 to 7: Update here to Beta 8 with Windows Live

select the 'Tools' option from the menu bar at the top of the screen

select 'Internet Options' or 'Internet Explorer Properties' select the 'Security' tab

select the Internet icon (world map) in the section "Security Level for this Zone" the security should be set on MEDIUM click on 'Custom Level'.

Security settings will be listed scroll down to 'Cookies'. click on the 'Enable' circle for both Cookies settings click 'OK' to accept your changes

To check and change the Security Level in Internet Explorer 5 to 7: Update here to Beta 8 with Windows Live

Mozilla here for all applications relating to FIREFOX & THUNDERBIRD

select the 'Tools' option from the menu bar at the top of the screen

select 'Internet Options'

select the 'Security' tab

select the 'Internet' icon

select the 'Default Level' tab move and set 'Security Level For The Zone' to MEDIUM instead of high.

You can configure your Internet browser to accept all cookies, reject all cookies or notify you when a cookie is sent. Please refer to your internet browser's instructions or help screens to learn more about these functions. One month after you last visit our web site, the cookie expires, or "crumbles". This means it no longer exists on your computer and therefore it cannot be used for further identification or access to your computer.

Information logged on our web site

When you visit the Switchbanks web site, our servers log the following information which is provided by your browser:

the type of browser and operating system you are using;
your Internet Service Provider and top level domain name, for example, .com, .gov, .au, .asn etc;
the address of any referring web site, for example, the previous web site you visited; and
your computer's IP (Internet Protocol) address (a number which is unique to the machine through which you are connected to the Internet).
All of this information may be used by Switchbanks for aggregated statistical analysis or systems administration purposes only. No attempt will be made to identify users or their browsing activities, except where required by or under law.
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